For more than 20 years, Debtstoppers has helped people eliminate debt
Debtstoppers has helped 100,000+ clients successfully file for bankruptcy
Our attorneys are experts in Chapter 7 and Chapter 13 Bankruptcy
Availability and Client Support
The attorneys at Debtstoppers are experts in Chapter 7 and Chapter 13 bankruptcy. We can help walk you through your options and determine which type of bankruptcy is best for your situation.
Start with a free consultation. Call Debstoppers today!
The two most common types of bankruptcy are Chapter 7 and Chapter 13.
Chapter 7 bankruptcy allows people to discharge most of their unsecured debts, such as credit card debt, medical bills, personal loans, and certain types of taxes.
Chapter 13 helps you retain your assets and reorganize your debt; with Chapter 13 bankruptcy, you make a repayment plan to pay off debts over three to five years. After that, your debt is forgiven.
Bankruptcy can give you a fresh financial start.
Want to Make Life Affordable? Better call Debtstoppers!
We Prepare All Filing Documents For You
We Collect Your Tax Returns And Credit Reports For You
We Deal With Your Creditors
We Provide Independent Credit Counseling Right In Our Office
We consistently advocate for your best interests, ensuring thorough representation.
We provide tailored strategies, always considering your specific circumstances.
To us, our clients are paramount. We offer understanding and dependable support throughout.
Clear and honest communication is a cornerstone of our practice. You're always informed.
Your concerns are our concerns. We aim to navigate the legal process smoothly for you.
They're pretty great. 2020 had me down and out, constantly punching up. I would get ahead and then get pushed down a bit further. Reduced work hours and days helped bills to pile up. Reached a moment when I needed them and they were immediate. As far as I know, I'm still waiting for a few loan places to even respond to me. These guys worked fast
I have been struggling to pay my bills for the last few years. The thought of bankruptcy made me ashamed. One phone call and a discussion put my mind at ease. This stress is NOT worth the rest of my life. I have been making myself sick with worry, thinking there was just no solution. I now know this nightmare will be over in a few months and I can pay my mortgage and enjoy my life a bit more. I’ve been able to breathe easier thanks to the empathy and caring people at DebtStoppers. I owe them each a huge debt of gratitude.
Filing bankruptcy was a very hard decision but one that health wise had to be made. Debt stoppers made it the easiest part of my life! Thank you all so much for all you did 😊
Debt stoppers was the best choice I could have possibly made for my chapter 7 filing! They were knowledgeable, helpful and attentive to my needs & answered all of my questions & responded quickly to every email I sent even after my case was discharged. Can't recommend them enough!!
4000$. Debts in city tickets and a vehicle accident, my driver license was being suspended for payments, I filed now I’m good. Thanks to Debt stoppers.
This is my first time filing, was skeptical, but then I remembered my sister used them 12yrs ago & it worked out for her so here i am, my experience with the staff was very pleasant they was on top of their game. I'm glad I went for help, and help they did. So I thank you all so much
Thus far my experience with Debtstoppers has been very positive. Every attorney or paralegal that I have spoken with had been professional, knowledgeable, and very helpful. I look forward to a continuing fruitful experience.
Went to debt stoppers on a referral, and it was honestly the best decision I made for my financial sanity. Everyone is helpful and knowledgeable and the process is painless. Just gather all your paperwork and go see them to make your life less stressful and get a fresh start. I probably would have done it sooner had I'd known the simplicity.
Bankruptcy is a legal process that helps individuals or businesses eliminate or repay their debts under the protection of the bankruptcy court. The primary goal is to make life affordable and give you a fresh start.
The two most common types of bankruptcy are Chapter 7 and Chapter 13.
In Chapter 7 bankruptcy, you may lose non-exempt assets, but you can keep exempt property. In Chapter 13, you typically keep all your property but must adhere to a repayment plan for three to five years.
Yes! Chapter 13 bankruptcy can stop foreclosure and allow you to catch up on missed mortgage payments through a repayment plan. Chapter 7 may delay foreclosure but won't permanently stop it.
Rebuilding credit after bankruptcy involves several steps such as paying all bills on time, using a secured credit card, keeping credit card balances low, and monitoring your credit report for errors.
Yes, you can file for bankruptcy without an attorney, a process known as filing "pro se." However, due to the complexity of bankruptcy laws and the potential impact on your financial future, it is often recommended to seek legal counsel.
Yes, as soon as your attorney files your petition with the bankruptcy court, an automatic stay goes into effect immediately. The automatic stay is an injunction that halts actions by creditors, including lawsuits, garnishments, and collection activities.