110000+
Chapter 13 cases
Assets
retain your assets and reorganize your debt
24/7
Availability & Client Support
Chapter 13
stops creditors actions
Chapter 13 cases
retain your assets and reorganize your debt
Availability & Client Support
stops creditors actions
Chapter 13 bankruptcy allows you to create a repayment plan based on your income and expenses, making it more manageable than trying to pay off debts all at once.
Chapter 13 can help you catch up on missed mortgage or car payments while keeping your assets.
Filing for Chapter 13 bankruptcy initiates an automatic stay, which halts most collection activities by creditors, including foreclosure, repossession, and wage garnishment. It can help you get immediate relief and the breathing room you need to reorganize your finances without the constant pressure of creditors.
To find out if Chapter 13 bankruptcy is right for you, contact Debstoppers today for a free consultation.
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They're pretty great. 2020 had me down and out, constantly punching up. I would get ahead and then get pushed down a bit further. Reduced work hours and days helped bills to pile up. Reached a moment when I needed them and they were immediate. As far as I know, I'm still waiting for a few loan places to even respond to me. These guys worked fast
I have been struggling to pay my bills for the last few years. The thought of bankruptcy made me ashamed. One phone call and a discussion put my mind at ease. This stress is NOT worth the rest of my life. I have been making myself sick with worry, thinking there was just no solution. I now know this nightmare will be over in a few months and I can pay my mortgage and enjoy my life a bit more. I’ve been able to breathe easier thanks to the empathy and caring people at DebtStoppers. I owe them each a huge debt of gratitude.
Filing bankruptcy was a very hard decision but one that health wise had to be made. Debt stoppers made it the easiest part of my life! Thank you all so much for all you did 😊
Debt stoppers was the best choice I could have possibly made for my chapter 7 filing! They were knowledgeable, helpful and attentive to my needs & answered all of my questions & responded quickly to every email I sent even after my case was discharged. Can't recommend them enough!!
4000$. Debts in city tickets and a vehicle accident, my driver license was being suspended for payments, I filed now I’m good. Thanks to Debt stoppers.
This is my first time filing, was skeptical, but then I remembered my sister used them 12yrs ago & it worked out for her so here i am, my experience with the staff was very pleasant they was on top of their game. I'm glad I went for help, and help they did. So I thank you all so much
Thus far my experience with Debtstoppers has been very positive. Every attorney or paralegal that I have spoken with had been professional, knowledgeable, and very helpful. I look forward to a continuing fruitful experience.
Went to debt stoppers on a referral, and it was honestly the best decision I made for my financial sanity. Everyone is helpful and knowledgeable and the process is painless. Just gather all your paperwork and go see them to make your life less stressful and get a fresh start. I probably would have done it sooner had I'd known the simplicity.
Chapter 13 bankruptcy is a legal process that allows people and small businesses to create a repayment plan to repay all or part of their debts over a period of three to five years.
Yes! Once a Chapter 13 bankruptcy petition is filed with the court, an automatic stay goes into effect, which prohibits creditors from taking any further collection actions against you.
Chapter 13 allows you to create a repayment plan with the court. The repayment plan outlines how you will repay your debt. It typically includes payments to priority creditors and may include payments to unsecured creditors such as credit card debt.
The repayment plan typically lasts between three to five years. The court will take into account your income and the amount of debt you have when determining the duration of the repayment plan.
After you successfully complete the repayment plan – any remaining eligible debts are discharged. This means you are no longer legally obligated to repay them.
Unlike Chapter 7 bankruptcy, which usually requires liquidating your assets, Chapter 13 allows you to keep your property.
Chapter 13 bankruptcy can be a good fit for people with regular income struggling to meet their financial obligations but want to avoid liquidation and retain their assets. It provides a structured framework for debt repayment while offering protection from creditors and the opportunity for a fresh financial start once the repayment plan is completed.